If you own commercial real estate in Kentucky and your balloon loan is maturing, your bank is asking for payoff, or a straight refinance has been declined, RefiLoop connects you with non-bank lenders—debt funds, bridge lenders, and private capital sources—who actively fund Kentucky commercial deals from $200,000 to $15 million.
Commercial Mortgage Refinancing in Kentucky
Kentucky’s commercial real estate market includes a significant volume of balloon loans originated between 2017 and 2022 that are now maturing. Many borrowers in Kentucky are finding that their lenders won’t renew on acceptable terms—or won’t renew at all. If your DSCR has slipped, your LTV is too high for conventional refi, or your lender has simply exited the market, you still have options through RefiLoop’s non-bank lender network.
Property Types We Finance in Kentucky
- Multifamily (5+ units)
- Retail strip centers and neighborhood retail
- Industrial and light manufacturing
- Mixed-use buildings
- Office (stabilized and transitional)
- Self-storage facilities
Common Kentucky Scenarios We Handle
Balloon coming due with no renewal offer: We source bridge or term financing to give you runway to stabilize or sell. DSCR below bank threshold: Non-bank lenders use flexible underwriting—some focus on asset value over income coverage. Refinance denied elsewhere: We know which lenders are deploying capital in Kentucky right now and what they’ll actually fund.
Kentucky Markets We Serve
- Louisville commercial mortgage refinance
- Lexington commercial mortgage refinance
- Bowling Green commercial mortgage refinance
How It Works
Tell us your property type, location, loan amount, and situation. We run it by our lender network within 24 hours and return with real options—no application fee, no credit pull at this stage. Book a 15-minute call here.
Related Resources
- Commercial Mortgage Refinancing: Complete Guide
- Commercial Balloon Loans: Complete Guide
- My Bank Won’t Renew My Commercial Loan
- Commercial Balloon Payment Coming Due
Cities We Serve in Kentucky
- Bowling Green Commercial Mortgage Broker
- Bowling Green Commercial Real Estate Loan
- Lexington Commercial Mortgage Broker
- Louisville Commercial Mortgage Refinance
About David Greenbaum
David Greenbaum is a commercial mortgage broker and co-founder of RefiLoop. He specializes in helping commercial property owners refinance maturing loans between $200K and $15M across Texas, Florida, Georgia, North Carolina, Ohio, and other priority markets. With hands-on experience in commercial bridge loans, debt fund financing, and conventional CRE refinancing, David helps borrowers find the right capital source for their situation — not just the easiest one.